Lyme Times Special Issue
Insurance & Lyme Disease

Table Of Contents
LymeTimes Insurance & Lyme Disease Issue
Choosing, Using and Losing Insurance When You Have Lyme Disease

By Lorraine Johnson, JD, MBA

4
Formularies

By Lorraine Johnson, JD, MBA

7
Request for More Information—ERISA

By Lorraine Johnson, JD, MBA

22
Request for More Information—State

By Lorraine Johnson, JD, MBA

24
Formulary Letter

By Lorraine Johnson, JD, MBA

25
Appeal: SPECT Scan Denial based on Medical Necessity Independent Medical Reviews

By Lorraine Johnson, JD, MBA

27
Using URAC To Curb Denials And Appeal Claims

By Lorraine Johnson, JD, MBA

31
How to Represent Yourself in Court FAQ

By Lyme Times Staff

34



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